Products

Products


Checking

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma)will be posted the next business day.


Simply Free Checking:

  • No minimum balance to open account
  • Unlimited deposits

Regular Account:

  • No minimum balance to open account
  • No service charge with average daily balance of $300
  • Unlimited deposits

Checking with Interest:

  • No minimum balance to open account
  • Unlimited deposits
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield
  • Direct Deposit of payroll or retirement required

Senior Checking with Interest

  • No minimum balance to open account
  • Unlimited deposits
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield
  • For Persons 55 or older
  • Direct Deposit of Social Security, retirement or wages required
  • Free one box wallet style checks per quarter, bank selection
  • $15 annual credit for Safe Deposit Box if available

Super Now Account

  • Minimum $1000 deposit to open account
  • $1000 minimum balance required to obtain disclosed annual percentage rate
  • No service charge with a average daily balance of $1000
  • Unlimited Deposits
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

Premier Money Market Account:

  • Minimum $1000 deposit to open account
  • $1000 minimum balance required to obtain disclosed annual percentage rate
  • No service charge with a average daily balance of $1000
  • Interest rate is tiered and determined by balance in account
  • Unlimited deposits
  • No limit of withdrawals if made in person or ATM, however a limit of six withdrawals per month if made by check, phone, etc.
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

Government Checking with Interest:

  • No minimum balance to open account
  • Unlimited deposits
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield
  • Must be a verifiable government entity

Corporate Commercial:

  • Account Analysis-Ask for Fee Disclosure

Savings

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma)will be posted the next business day.


Regular Savings Account:

  • No minimum balance to open account
  • No required minimum balance to avoid a service charge
  • Unlimited Deposits
  • Six withdrawals per month
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

Christmas Club Savings Account:

  • No minimum balance to open account
  • No required minimum balance to avoid a service charge
  • Unlimited Deposits
  • No withdrawals allowed
  • A check will be sent annually on or around November 15th for the balance of the account
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

HSA:

  • No minimum balance to open account
  • No service charge
  • Must have a high deductible health plan (HDHP)
  • Call for current interest rate and annual percentage yield s

CDs

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma)will be posted the next business day.


  • No minimum balance to open account
  • Available to individual and commercial customers
  • Wide range of investment terms (3 months through 5 years)
  • Early withdrawal penalty applies
  • Call for current interest rate and annual percentage yield

IRAs

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma)will be posted the next business day.


  • No minimum balance to open
  • Traditional, ROTH and Student IRA
  • No fees
  • Investments are FDIC insured
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield